Coverage is based on accidents caused by acts of negligence of the company’s operatives including employees and all contract workers under their care and control

Third Party Liabilities include:

• Business Operations 
• Products Liability
• Products Recall
• Errors and Omissions
• Directors and Officers
• Bankers Blanket Bonds
• Professional Indemnity
• Coverage for Business Operations policy can be limited to
• Premises Risks, anywhere in Singapore or World wide
• including liabilities caused by Directors and executives traveling on company’s business

Public / Third Party Liability
This policy provides protection for claims by the public or third parties for loss of or damage suffered due to incidents or accidents caused by the insured or his empoyees’ negligence during the conduct of the business activities

The policy pays up to a selected maximum limit of indemnity  for anyone event and/or during any one period of insurance

Products Liability
The policy provides protection against claims by the consumer or end user because of injury or damage resulting from the use of the insured’s product. 

Products Recall
Insurance coverage for the cost of retrieving or recalling any defective product under the control of the manufacturer or merchandiser that could be responsible for possible bodily injury (BI) or property damage (PD) from its continued use, existence or sale

Errors & Omissions
Policy covers claims made as a result of errors or omissions or any wrongful acts or advices provided to customers

Directors & Officers
Directors and officers of a company are exposed to claims due to wrongful conduct or mismanagement. Such acts of mismanagement can be covered under a Directors and Officers’ Liability policy.