Insurance cover the financial losses resulting from damage to the dwelling and contents due to fortuitous events e.g. fire, lightning, explosion, flood, impact damage and windstorm etc.

• Pays for repairs to the building/contents due to Fire, Lightning, Explosion (domestic boilers),
• Windstorm, Typhoon, Flood, Earthquake, Volcanic Eruption etc.
• Damage caused by Strike Riots & Civil Commotion
• Protects your liability against Third Party claims arising from negligent acts or carelessness
• Pays for loss of or damage to household contents, furniture, fixtures and fittings, jewellery due to burglary, breaking-in and malicious damage
• Damage arising from Impact by aircraft or other aerial devices, falling trees and road vehicles
• Landslip and or Subsidence are covered
• Accidental breakage of fixed glass
• 24-hours Home emergency protections against air-conditioner leakages, burst water pipes, and electrical faults

• Loss of money from ATM cards by theft or fraudulent use of the cards
• Theft or accidental death of insured’s pet dog
• Rent protector, for loss of rent due to death of the tenant by accident
• Expenses for tracing and assessing water seepage into the building
• Personal Accident coverage for the insured